Experian Boost
Provider 
Founded 1980
Sells To —
Experian Boost
ProductOperating Status: Currently Offered
Credit score enhancement product allowing consumers to add positive payment history to their credit profile.
Credit score enhancement product allowing consumers to add positive payment history to their credit profile.
Experian Boost enables consumers to improve their credit scores by adding on-time payment history for utility, telecom, and streaming service bills directly to their Experian credit report.
The product provides an alternative credit data pathway for lenders seeking income and payment verification, complementing traditional credit data with consumer-permissioned financial account data.
| Attribute | Experian Boost | Capital One CreditWise | |
|---|---|---|---|
| Provider | |  | |
| Founded | 1980 | 1988 | |
| Sells To | — | Individuals |
Provider
Founded 1980
Sells To —
Provider
Founded 1988
Sells To Individuals
Digital lending platform providing income verification, asset verification, and credit decisioning.
Consumer credit reporting product providing alternative data-based credit reports for lending decisions.
Holistic credit decisioning product leveraging alternative data for cash flow visibility, normalized income, and asset verification.
Digital lending platform providing income verification, asset verification, and credit decisioning.
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Holistic credit decisioning product leveraging alternative data for cash flow visibility, normalized income, and asset verification.
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Free credit scores, reports, and personalized monitoring for consumers.
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Listings accuracy and reputation management for financial brands across maps, apps, directories, and review platforms.
Mastercard Open Finance Data Enrichment cleans and categorizes open banking transaction data.
Prism Insights turns bank transaction data into income, expense, and asset attributes.
Income verification product providing paystub and employment data for lending decisions.