Nova Credit helps immigrants translate international credit history for U.S. lenders.
Nova Credit provides a Credit Passport that lets newcomers share foreign credit data with U.S. financial institutions through standardized data integrations.
The platform helps lenders underwrite applicants who lack domestic credit files but have strong international credit histories.
| Attribute | Credit Passport Platform | Credit Karma | Yodlee Credit Matrix | |
|---|---|---|---|---|
| Provider | |  |  | |
| Founded | 2020 | 1983 | 1999 | |
| Sells To | Consumers | Enterprise, Small Business | Financial Institutions, Fintechs, Lenders, Wealth Management Firms | |
| Pricing Model | Recurring | Recurring, Software, Transactional | Subscription, Usage-based | |
| Ownership | Venture-backed | Public | Private |
Provider
Founded 2020
Sells To Consumers
Pricing Model Recurring
Ownership Venture-backed
Provider
Founded 1983
Sells To Enterprise, Small Business
Pricing Model Recurring, Software, Transactional
Ownership Public
Provider
Founded 1999
Sells To Financial Institutions, Fintechs, Lenders, Wealth Management Firms
Pricing Model Subscription, Usage-based
Ownership Private
A lending platform using artificial intelligence to assess credit risk and originate loans.
Credit score enhancement product allowing consumers to add positive payment history to their credit profile.
Free credit monitoring and score tracking tool available to all consumers.
Digital lending platform providing income verification, asset verification, and credit decisioning.
Consumer credit reporting product providing alternative data-based credit reports for lending decisions.
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A lending platform using artificial intelligence to assess credit risk and originate loans.
Credit score enhancement product allowing consumers to add positive payment history to their credit profile.
Free credit monitoring and score tracking tool available to all consumers.
Self credit builder product offering loans and secured cards.
Digital lending platform providing income verification, asset verification, and credit decisioning.
Consumer credit reporting product providing alternative data-based credit reports for lending decisions.
CashScore is Prism Data three-digit cash flow underwriting score for credit and fraud risk.
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