Plaid offers Cash Advance Index
ProductOperating Status: Currently Offered
Cash Advance Index helps advance providers assess repayment risk and choose advance amounts.
Cash Advance Index helps advance providers assess repayment risk and choose advance amounts.
Cash Advance Index helps cash advance providers evaluate repayment risk when a consumer requests an advance and before repayment. It combines cash flow attributes with Plaid Network intelligence, producing scores calibrated to different advance amounts.
The product supports qualification, advance sizing, and repayment strategy through risk scores and a dashboard. Its models use cash advance repayment outcomes and cross-platform behavioral signals rather than relying only on a snapshot of income, balances, or transaction history.
CashScore is Prism Data three-digit cash flow underwriting score for credit and fraud risk.
Brigit Cash Advance provides up to 50 in cash advances with budgeting tools.
Tilt Cash Advance provides up to 00 in cash advances with no credit check required.
Free credit monitoring and score tracking tool available to all consumers.
Holistic credit decisioning product leveraging alternative data for cash flow visibility, normalized income, and asset verification.
Revenue Advance by VOX Funding advances up to $1.5 million against future sales, funding in as little as 24 hours.
CashScore is Prism Data three-digit cash flow underwriting score for credit and fraud risk.
Brigit Cash Advance provides up to 50 in cash advances with budgeting tools.
Dave ExtraCash offers cash advances up to 00 with no interest or credit check.
Business financing with flat-fee loans and merchant cash advances repaid as a percentage of daily sales.
A lending platform using artificial intelligence to assess credit risk and originate loans.
Digital lending platform providing income verification, asset verification, and credit decisioning.
Tilt Cash Advance provides up to 00 in cash advances with no credit check required.
Free credit monitoring and score tracking tool available to all consumers.
Holistic credit decisioning product leveraging alternative data for cash flow visibility, normalized income, and asset verification.
Revenue Advance by VOX Funding advances up to $1.5 million against future sales, funding in as little as 24 hours.
Free credit scores, reports, and personalized monitoring for consumers.
Dave ExtraCash offers cash advances up to 00 with no interest or credit check.
Business financing with flat-fee loans and merchant cash advances repaid as a percentage of daily sales.
Consumer app offering earned wage access and cash advances.
A lending platform using artificial intelligence to assess credit risk and originate loans.
Digital lending platform providing income verification, asset verification, and credit decisioning.
