Nova Credit

Founded with the mission to bridge consumer-permissioned credit data, Nova Credit aims to enable fair and informed business decisions globally. The company offers two primary products: the Credit Passport®, which unlocks cross-border credit bureau data to help businesses underwrite new-to-country populations, and the Cash Atlas™, which provides detailed insights into applicants' cash flows and income verification. Nova Credit focuses on assisting businesses in making equitable decisions for 'thin file,' no credit history, or new-to-country applicants.

Notable affiliated individuals include co-founders Misha Esipov, Nicky Goulimis, and Loek Janssen. Nova Credit has attracted significant investment from prominent venture capital firms such as General Catalyst and Index Ventures. Key achievements include partnerships with major financial institutions and recognition for innovation in fintech. The company's impact is evident in its ability to provide millions of newcomers with access to financial services, thereby promoting financial inclusion and economic mobility.