Physicians Mutual

Physicians Mutual began as a health insurer for physicians and surgeons and has since grown into a family of companies selling Medicare Supplement, dental, life, and supplemental health coverage alongside funeral preplanning and pet insurance. The group writes those lines nationally rather than in a single region.

Physicians Mutual competes on breadth within one insurer family and on inclusive underwriting: it sells health, life, retirement, and funeral preplanning coverage to individuals and families nationwide, and its pet policies cover cats and dogs regardless of age or breed. That inclusive pet design, which the insurer says few providers match, and its entry into property-casualty insurance through that line distinguish it from single-line insurers.