Finicity Pay provides ACH account verification and payment enablement for businesses, offering real-time account details verification to reduce payment errors, fraud, and return rates.
The platform enables merchants and payment processors to verify account ownership and balances before initiating transactions, reducing ACH returns and improving payment success rates.


Real-time account verification service enabling instant verification of account ownership, balance, and routing numbers without micro-deposits.




Flinks Pay initiates account-to-account payments on Canadian rails through EFT and Interac Request for Money with built-in account verification.


TrueACH screens ACH transactions in real time to stop fraudulent debits and account-drain attempts.


Verifies bank account status and ownership in real time for payments and account funding.


Plaid Identity verifies account ownership with name, email, phone, and address data.

Real-time account verification service enabling instant verification of account ownership, balance, and routing numbers without micro-deposits.

Live Verify validates bank accounts and balances to prevent payment fraud.
Payment Success Indicator delivers predictive NSF and unauthorized-return risk scores for account-to-account payments.


API-first payment operations platform for bank money movement, ledgering, and reconciliation.



Enables agents to pay in a single simple tool call while Natural handles the rest of the complexity.


QuickBooks app that generates and uploads bank-ready positive pay check files automatically.

Plaid Transfer initiates ACH payments with built-in risk scoring.

Flinks Pay initiates account-to-account payments on Canadian rails through EFT and Interac Request for Money with built-in account verification.

TrueACH screens ACH transactions in real time to stop fraudulent debits and account-drain attempts.

Verifies bank account status and ownership in real time for payments and account funding.

Plaid Identity verifies account ownership with name, email, phone, and address data.

Payment Success Indicator delivers predictive NSF and unauthorized-return risk scores for account-to-account payments.

API-first payment operations platform for bank money movement, ledgering, and reconciliation.

Pay-by-bank acceptance product letting businesses take account-to-account payments through branded checkout, SDK, API, or payment link.

Enables agents to pay in a single simple tool call while Natural handles the rest of the complexity.

QuickBooks app that generates and uploads bank-ready positive pay check files automatically.

Plaid Signal scores ACH return risk in real time.
