Rainforest Pay is a unified payfac-as-a-service platform purpose-built for vertical SaaS companies. It enables software platforms to embed fully white-labeled payments into their products, including merchant onboarding, payment acceptance, reporting, and chargeback management. The platform supports card, ACH, Apple Pay, PayPal, Venmo, and card-present terminal payments, with real-time onboarding, KYC, next-day funding, and secure payment method vaulting.
Rainforest's Component Studio allows developers to configure embeddable UI components with minimal code. The platform handles PCI compliance, fraud monitoring, and risk management while offering features like Plaid-validated ACH, automated helpdesk articles, and easy reconciliation with single daily deposits. Pricing follows a buy-rate interchange-plus model with volume-based tiers and no revenue split, giving platforms full control over merchant pricing and margin optimization.
