Temenos Transact
Provider 
Founded —
Sells To —
Pricing Model —
Ownership —

Cloud-native core banking platform powering digital financial services worldwide.
Temenos Transact is a cloud-native, API-first core banking platform that powers retail, corporate, and wealth management services for financial institutions globally. It offers real-time processing, open banking capabilities, and extensive product parameterization.
The platform enables banks to accelerate digital transformation, launch new products rapidly, and scale to millions of customers with proven resilience and security standards.
| Attribute | Temenos Transact | KiyaAI Core Banking | Oracle FLEXCUBE | Technisys Cyberbank Core | |
|---|---|---|---|---|---|
| Provider | |||||
| Founded | — | 1995 | 1977 | 2011 | |
| Sells To | — | Banks and financial institutions | Enterprise, Small Business | — | |
| Pricing Model | — | B2B | Recurring, Software, Transactional | — | |
| Ownership | — | Private | Public | Public |
Provider 
Founded —
Sells To —
Pricing Model —
Ownership —
Founded 1995
Sells To Banks and financial institutions
Pricing Model B2B
Ownership Private
Provider 
Founded 1977
Sells To Enterprise, Small Business
Pricing Model Recurring, Software, Transactional
Ownership Public
Founded 2011
Sells To —
Pricing Model —
Ownership Public



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