Oracle FLEXCUBE
Provider 
Founded 1977
Sells To Enterprise, Small Business
Pricing Model Recurring, Software, Transactional
Ownership Public

Oracle FLEXCUBE is a core banking platform for retail, corporate, and universal banks.
Oracle FLEXCUBE is an integrated core banking platform that supports retail, corporate, and universal banking operations. It provides modules for deposits, lending, payments, trade finance, and treasury, and it can be deployed on-premise or in the cloud with open interfaces for partner integration.
The platform is offered by Oracle to help banks consolidate legacy systems and scale transaction processing. Institutions use it to deliver digital banking services and to meet regulatory and reporting requirements across multiple markets.
Infosys

Finacle Core Banking
infosys.com
KiyaAI

KiyaAI Core Banking
kiya.ai
Thought Machine
Vault Core
thoughtmachine.net
| Attribute | Oracle FLEXCUBE | Finacle Core Banking | KiyaAI Core Banking | Vault Core | |
|---|---|---|---|---|---|
| Provider | |||||
| Founded | 1977 | 1981 | 1995 | 2014 | |
| Sells To | Enterprise, Small Business | Enterprise | Banks and financial institutions | — | |
| Pricing Model | Recurring, Software, Transactional | — | B2B | — | |
| Ownership | Public | Public | Private | — |
Provider 
Founded 1977
Sells To Enterprise, Small Business
Pricing Model Recurring, Software, Transactional
Ownership Public
Provider 
Founded 1981
Sells To Enterprise
Pricing Model —
Ownership Public
Founded 1995
Sells To Banks and financial institutions
Pricing Model B2B
Ownership Private
Provider Thought Machinethoughtmachine.net
Founded 2014
Sells To —
Pricing Model —
Ownership —

Cloud-native core banking platform powering digital financial services worldwide.
Temenos Core Banking is a cloud-native core platform for retail and commercial banks.
Backbase Banking OS is an AI-native digital banking platform that unifies channels, front office, and operations for banks.

Macrobank is the core banking software platform from Advapay for banks and financial institutions.


Cloud-native, API-first core banking platform enabling financial institutions to modernize deposits, loans, and payment services.
Cloud-native core banking platform powering digital financial services worldwide.
Temenos Core Banking is a cloud-native core platform for retail and commercial banks.
Backbase Banking OS is an AI-native digital banking platform that unifies channels, front office, and operations for banks.
Macrobank is the core banking software platform from Advapay for banks and financial institutions.
Cloud-native, API-first core banking platform enabling financial institutions to modernize deposits, loans, and payment services.
