Farmer Credit Platform
Provider 
Founded 2019
Sells To B2B
Pricing Model Fees/Commission/Interest
Ownership Venture-backed

A service that lets agricultural retailers extend insurance-backed input credit to smallholder farmers.
UfarmX's Farmer Credit Platform lets agro-dealers turn inventory into working capital for smallholder farmers by extending input credit with zero balance-sheet risk. The platform scores each farmer on over 200 data points in seconds, and an insurance guarantee covers defaults so the retailer is paid regardless of repayment outcomes.
Retailers onboard within a week, fulfill orders on instant credit decisions, and manage their credit portfolio through a SaaS dashboard. UfarmX reports 72-plus retailers across Nigeria, Senegal, Liberia, and Kenya using the service to grow revenue from farmers who could not previously afford inputs upfront.
Thrive Agric

Input Financing
thriveagric.com
Apollo Agriculture

Smallholder Input Financing
apolloagriculture.com
AgroCenta

Velociti
agrocenta.com
Adds products that compete with one of Farmer Credit Platform’s direct competitors but not with Farmer Credit Platform itself. They are shaded, and Linked Through names the direct competitor each one competes with.
| Attribute | Farmer Credit Platform | Input Financing | Smallholder Input Financing | Velociti | |
|---|---|---|---|---|---|
| Provider | |||||
| Founded | 2019 | 2017 | 2016 | — | |
| Sells To | B2B | Small Business | — | — | |
| Pricing Model | Fees/Commission/Interest | SaaS, Transactional | — | — | |
| Ownership | Venture-backed | Private, Venture-backed | — | Venture-backed |
Provider 
Founded 2019
Sells To B2B
Pricing Model Fees/Commission/Interest
Ownership Venture-backed
Provider 
Founded 2017
Sells To Small Business
Pricing Model SaaS, Transactional
Ownership Private, Venture-backed
Provider 
Founded 2016
Sells To —
Pricing Model —
Ownership —
Provider 
Founded —
Sells To —
Pricing Model —
Ownership Venture-backed