Home Lending
Provider 
Founded 2008
Sells To Individuals
Pricing Model Management Fees
Ownership Public

Wealthfront Home Lending is Wealthfront's online mortgage offering for purchase and refinance loans.
Wealthfront Home Lending, LLC (NMLS 2358115), an affiliate of Wealthfront Corporation, originates conventional and jumbo home loans for purchase and refinancing, with fixed or adjustable rates, terms of 10 to 30 years, down payments from 3 percent, and loan amounts up to 5 million dollars. The platform pairs clear upfront pricing with a fully online, self-serve experience: rate estimates without a hard credit check, digital application and document upload, and an editable pre-approval letter without sales calls.
As of September 2026, financing is available to Wealthfront clients in California, Colorado, and Texas, with a waitlist ahead of further expansion, and an open, funded Wealthfront account is required. The offering supports co-borrower applications and cash-out refinancing, provides help from loan officers and product specialists, and advertises rates roughly half a percentage point below the national 30-year fixed average.
| Attribute | Home Lending | Better Mortgage | Online Mortgage Lending | Rocket Mortgage | |
|---|---|---|---|---|---|
| Provider | |||||
| Founded | 2008 | 2016 | 2011 | 1985 | |
| Sells To | Individuals | Consumers | — | Consumer | |
| Pricing Model | Management Fees | Fees/Commission/Interest | — | — | |
| Ownership | Public | Public Company | — | Public Company |
Provider 
Founded 2008
Sells To Individuals
Pricing Model Management Fees
Ownership Public
Provider 
Founded 2016
Sells To Consumers
Pricing Model Fees/Commission/Interest
Ownership Public Company
Provider 
Founded 2011
Sells To —
Pricing Model —
Ownership —
Provider 
Founded 1985
Sells To Consumer
Pricing Model —
Ownership Public Company