Wealthfront›Wealthfront› offers Home Lending

Wealthfront Home Lending, LLC (NMLS 2358115), an affiliate of Wealthfront Corporation, originates conventional and jumbo home loans for purchase and refinancing, with fixed or adjustable rates, terms of 10 to 30 years, down payments from 3 percent, and loan amounts up to 5 million dollars. The platform pairs clear upfront pricing with a fully online, self-serve experience: rate estimates without a hard credit check, digital application and document upload, and an editable pre-approval letter without sales calls.

As of September 2026, financing is available to Wealthfront clients in California, Colorado, and Texas, with a waitlist ahead of further expansion, and an open, funded Wealthfront account is required. The offering supports co-borrower applications and cash-out refinancing, provides help from loan officers and product specialists, and advertises rates roughly half a percentage point below the national 30-year fixed average.