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XCredit
AddedFeb 15, 2024
UpdatedJun 18, 2026
XCredit

XCredit

Pre-Seed

XCredit: A peer-to-peer digital platform facilitating payments and credit score building.

HQ
Pleasanton, CA, US
Founded
2021
Overview
Compare
Fundraising
Employees
Website

Founded with the mission to simplify digital payments and enhance credit-building opportunities, XCredit leverages peer-to-peer technology to facilitate seamless payment transactions. The platform aims to offer a hassle-free experience with no hidden fees, quick delivery times, and rewards for users. XCredit's core services include enabling users to complete transactions efficiently while also helping them build their credit scores. The company primarily targets individuals looking for a more transparent and rewarding way to manage their payments and credit.

XCredit has attracted notable investors and industry experts who believe in its innovative approach to digital payments and credit-building. The platform's key achievements include reducing average user costs by $35 per month and ensuring delivery times under 10 minutes. By offering cash back and a points-based rewards system, XCredit has significantly impacted its market, providing a user-friendly alternative to traditional financial services. The company's overall impact is reflected in its growing user base and positive reception in the fintech community.

XCredit - Quick Facts

When was XCredit founded?

XCredit was founded in 2021.

Where is XCredit's headquarters located?

XCredit's headquarters is located in Pleasanton, CA, US.

When was XCredit's last funding round?

XCredit's most recent funding round was for $120k (USD) in October 2023.

How much has XCredit raised to-date?

As of Oct 9, 2023, XCredit has raised a total of $120k (USD).

How many employees does XCredit have?

XCredit has 15 employees as of Feb 4, 2024.

XCredit - Classification

Ownership
  • Private
  • Venture Capital
Technology
  • FinTech
Geographic Exposure
  • Global
Revenue
  • Recurring
  • Transactional
Main Product
  • Credit Building
  • Payments
Tags
  • Platform
  • SaaS
NAICS
  • 520000Finance and Insurance
  • 522000Credit Intermediation and Related Activities
  • 522300Activities Related to Credit Intermediation
  • 522320Financial Transactions Processing, Reserve, and Clearinghouse Activities
SIC
  • 8700Engineering, Accounting, Research, Management, And Related Services
  • 8740Management And Public Relations Services
  • 8742Management Consulting Services
Show 4 more industry codes
SIC
  • 6000Depository Institutions
  • 6200Security And Commodity Brokers, Dealers, Exchanges, And Services
  • 6280Services Allied With The Exchange Of Securities Or Commodities
  • 6282Investment Advice