Marketplace payment orchestration product for onboarding and splitting payments across sub-merchants.
XenPlatform lets marketplaces and platforms onboard sellers, subsidiaries, and branches at scale, then transact on their behalf through a single API. It creates account hierarchies, runs KYC on partners, and controls how much access each sub-account has to the dashboard.
The product splits and routes incoming payments between parties, charges configurable platform fees, and issues unlimited transfers for refunds, commissions, and cashbacks. Centralized reporting and account management give finance teams oversight across every sub-merchant.
| Attribute | XenPlatform | Stripe Connect | |
|---|---|---|---|
| Provider |  |  | |
| Founded | 2015 | 2010 | |
| Sells To | Enterprise, Small Business | Enterprises, SMB | |
| Pricing Model | Transactional | Recurring, Transactional, Usage-based | |
| Ownership | Venture-backed | Private equity-backed, Venture-backed |
Provider
Founded 2015
Sells To Enterprise, Small Business
Pricing Model Transactional
Ownership Venture-backed
Provider
Founded 2010
Sells To Enterprises, SMB
Pricing Model Recurring, Transactional, Usage-based
Ownership Private equity-backed, Venture-backed
Platform payment solution enabling marketplaces to split, route, and manage multi-party payments globally.
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Platform payment solution enabling marketplaces to split, route, and manage multi-party payments globally.
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Afterpay for Business lets merchants accept Pay in 4 and monthly installments online, in-store, and in-app.
Enterprise payment-orchestration platform that connects merchants to multiple PSPs and payment methods through one API.
Klarna for Business lets merchants offer flexible payment options online and in-store with upfront settlement.
Read-only MCP service for querying payment operations data without granting control of payment flows.
Embedded Philippine payments API for collections, payouts, merchant accounts, and reconciliation.
On-chain working capital advances for e-commerce merchants against receivables.
Hosts no-code payment links that businesses brand for one-off or recurring customer charges.
Rainforest Pay is a unified payfac-as-a-service platform for vertical SaaS companies.
Philippine payment API for cards, e-wallets, bank transfers, and subscriptions.
Sezzle for Merchants lets retailers offer flexible installment options online and in-store to drive incremental sales.
Embedded-banking infrastructure with APIs, ledger, operations, compliance, payment, card, and account tooling.
