Financing by Xendit — Service Research | aVenture

Xendit Financing gives businesses access to working capital, invoice financing, instant loans, and platform financing with minimal documentation and competitive rates. Loan types cover short and long-term needs, with tenors up to 24 months and repayment through monthly installments or auto-deduction from a Xendit balance.

Invoice financing bridges up to 80 percent of an invoice amount, while platform financing lets marketplace operators extend capital to their own partners. The service is built for merchants already processing payments through Xendit, so repayment can draw directly on their settlement flow.

Financing - Direct Competitors

Attribute	Financing	PayPal Working Capital	Shopify Capital	Square Loans
Provider	Xendit xendit.co534.7M raised · Series D	PayPal paypal.com5.2B raised · Public	Shopify shopify.com122.3M raised · Public	Block block.xyz601.2M raised · Public
Founded	2015	1998	2006	2009
Sells To	Enterprise, Small Business	Enterprises	Enterprise, Small Business	Individuals, SMB
Pricing Model	Transactional	Transactional Commission	Recurring, Software, Transactional	Transactional Commission
Ownership	Equity, Venture Capital	Public	Public	Public