
SME invoice financing platform converting unpaid invoices into instant cash within 24 hours across UAE and Saudi Arabia.
Klaim Flow is an invoice financing product that converts unpaid business invoices into immediate working capital within 24 hours, serving SMEs across the UAE and Saudi Arabia including real estate agents, auto parts distributors, food importers, and consulting firms. The platform operates on a true sale model where receivables are purchased outright without adding debt, interest, or liability to the business.
Unlike traditional bank loans or factoring arrangements, Klaim Flow requires no collateral, personal guarantees, or long-term commitments. Businesses share their approved invoices through the platform and receive payment within a day, enabling them to maintain inventory, invest in talent, and grow without cash flow constraints. The onboarding process is seamless with clear credit decisions and no disruption to existing billing workflows.


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Cloud-based invoice factoring software that automates schedule creation and client management for factoring companies.

All-in-one factoring management platform covering invoice purchasing, credit, collections, and a client portal.

AI-powered factoring software platform for invoice factoring and receivables financing companies.

On-chain working capital advances for e-commerce merchants against receivables.

Invoice advance service that lets businesses turn unpaid invoices into working capital.

Ábaco Factoring is a digital invoice-financing service advancing SMEs working capital against accounts receivable.

Collaborative accounts receivable and B2B payment platform with customer portals and cash application automation.

An Egyptian employee financial wellness platform offering salary access, instant bill payments, savings, gold investment, and money transfers.

Embedded payments, invoicing, and financial tools that banks offer to their small-business customers.

AI-powered accounts receivable automation platform covering invoicing, payments, cash application, collections, and credit management.

Embedded B2B buy-now-pay-later financing that lets approved buyers defer payment while merchants are paid upfront.

Business financing with flat-fee loans and merchant cash advances repaid as a percentage of daily sales.

FullSeam Finance Agents are AI teammates that handle accounts receivable, accounts payable, cash application, and reconciliation inside existing finance stacks.
