Square Loans
Provider 
Founded 2009
Sells To Individuals, SMB
Pricing Model Transactional Commission
Ownership Public

Square Loans offers financing to eligible sellers using Square's business platform.
Square Loans is a financing service for eligible sellers using Square's business platform. The official Square Banking page presents the offering as part of Square's financial-services product line.
Merchants can access financing within the Square ecosystem. The offering is distinct from Square's payment-processing and point-of-sale products.
| Attribute | Square Loans | E-Commerce Working Capital Financing | Financing | inKind Capital | Stripe Capital | Toast Capital | |
|---|---|---|---|---|---|---|---|
| Provider | |||||||
| Founded | 2009 | 2025 | 2015 | 2014 | 2010 | 2011 | |
| Sells To | Individuals, SMB | B2B | Enterprise, Small Business | Businesses, Consumer, Consumers | Enterprises, SMB | Enterprise, Small Business | |
| Pricing Model | Transactional Commission | Transaction Fees | Transactional | Recurring, Transactional | Recurring, Transactional, Usage-based | Recurring, Software, Transactional | |
| Ownership | Public | Venture Capital | Equity, Venture Capital | Private, Venture Capital | Private Equity, Venture Capital | Public |
Provider 
Founded 2009
Sells To Individuals, SMB
Pricing Model Transactional Commission
Ownership Public
Provider 
Founded 2025
Sells To B2B
Pricing Model Transaction Fees
Ownership Venture Capital
Provider 
Founded 2015
Sells To Enterprise, Small Business
Pricing Model Transactional
Ownership Equity, Venture Capital
Provider 
Founded 2014
Sells To Businesses, Consumer, Consumers
Pricing Model Recurring, Transactional
Ownership Private, Venture Capital
Provider 
Founded 2010
Sells To Enterprises, SMB
Pricing Model Recurring, Transactional, Usage-based
Ownership Private Equity, Venture Capital
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