Zilch announces Extra and Plus paid memberships, Pay Monthly installment terms, and Advance, which releases part of a user’s salary early within the company’s existing credit agreement. Pay Monthly offers three-, six-, or 12-month terms. Zilch says the offerings respond to survey demand for rewards and spending control and will roll out gradually across its UK user base.
Zilch joins the FCA Scale-Up Unit, a supervisory programme for growing financial-services firms. The company says the placement supports the next stage of its UK growth following recent product and licensing work. The company dates its admission to 10 August 2026.
Zilch says CNBC named it among the world’s top fintech companies for a third consecutive year. The company describes the ranking as independent recognition of its UK consumer credit and payments platform.
Zilch agrees to acquire 100% of Lithuania’s AB Fjord Bank under an agreement reported on 7 January 2026. The deal is intended to provide an ECB and Bank of Lithuania banking licence, EEA passporting, and a European headquarters in Vilnius; approvals are expected in the second half of 2026.
