Ábaco Factoring
Provider 
Founded 2023
Sells To Consumers
Pricing Model Transactional
Ownership Private

Ábaco Factoring is a digital invoice-financing service advancing SMEs working capital against accounts receivable.
Ábaco Factoring is a digital factoring service that lets small and medium-sized businesses convert accounts receivable into working capital in under 24 hours without traditional collateral.
Its proprietary AI-driven risk engine analyzes thousands of variables in real time to approve credit lines, enabling faster disbursement than traditional banking. The service supports SMEs across Central America facing collection cycles of up to 120 days.
| Attribute | Ábaco Factoring | Adelanto de facturas | |
|---|---|---|---|
| Provider | |||
| Founded | 2023 | 2019 | |
| Sells To | Consumers | SMB | |
| Pricing Model | Transactional | Transactional Commission | |
| Ownership | Private | Private |
Provider 
Founded 2023
Sells To Consumers
Pricing Model Transactional
Ownership Private
Provider 
Founded 2019
Sells To SMB
Pricing Model Transactional Commission
Ownership Private


AI-powered factoring software platform for invoice factoring and receivables financing companies.



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Collaborative accounts receivable and B2B payment platform with customer portals and cash application automation.

SME invoice financing platform converting unpaid invoices into instant cash within 24 hours across UAE and Saudi Arabia.

ERP-native accounts receivable software with digital payments, automated collections, customer portals, and cash application for construction suppliers.

Embedded payments, invoicing, and financial tools that banks offer to their small-business customers.

AI-powered accounts receivable automation platform covering invoicing, payments, cash application, collections, and credit management.

AI-powered invoice processing, fraud detection, and automated bill payment via ACH or wire.

ADB guarantees and loans making trade finance accessible in Asia and the Pacific.

Embedded B2B buy-now-pay-later financing that lets approved buyers defer payment while merchants are paid upfront.

Optional vendor-invoice payment-plan service for eligible MarginEdge customers.
