FSS Real Time Payments
Provider 
Founded —
Sells To B2B
Pricing Model —
Ownership Private equity-backed

FSS Real Time Payments powers instant account-to-account transfers, UPI, and message-based payment rails for banks.
FSS Real Time Payments is the instant-payment suite FSS supplies to banks that run domestic real-time rails, covering account-to-account transfers, overlay services, and message-based clearing. It supports UPI-scale volumes with directory lookup, beneficiary validation, and near-instant settlement for consumer and merchant transactions.
The product also provides the integration layer banks use to connect core systems, switch infrastructure, and national clearing schemes, including reconciliation and exception handling. It is deployed both as on-premise infrastructure and as managed processing for institutions adopting instant-payment mandates.
| Attribute | FSS Real Time Payments | KiyaAI Payments | |
|---|---|---|---|
| Provider | |||
| Founded | — | 1995 | |
| Sells To | B2B | Banks and financial institutions | |
| Pricing Model | — | B2B | |
| Ownership | Private equity-backed | Private |
Provider 
Founded —
Sells To B2B
Pricing Model —
Ownership Private equity-backed
Founded 1995
Sells To Banks and financial institutions
Pricing Model B2B
Ownership Private


Mindgate UPI delivers unified payments interface switching, onboarding, and transaction processing for banks.


API-driven banking infrastructure that lets partners embed compliant lending, disbursement, and money-movement experiences.
Real-time money movement platform reaching billions of endpoints globally.

Mindgate UPI delivers unified payments interface switching, onboarding, and transaction processing for banks.
API-driven banking infrastructure that lets partners embed compliant lending, disbursement, and money-movement experiences.
