Mindgate UPI delivers unified payments interface switching, onboarding, and transaction processing for banks.
Mindgate UPI is the unified-payments-interface platform Mindgate Solutions provides to banks and payment providers, handling transaction switching, customer and merchant onboarding, and dispute lifecycle across the UPI network. It connects institutions to the national instant-payment rails with real-time authorization and settlement.
The offering spans UPI issuing and acquiring, overlay services such as mandates and autopay, and the monitoring tools banks use to manage availability and fraud across high transaction volumes. It is positioned for retail payments modernization at banks migrating digital payment volume onto instant rails.
| Attribute | Mindgate UPI | FSS Switching | KiyaAI Payments | |
|---|---|---|---|---|
| Provider |  |  |  | |
| Founded | — | — | 1995 | |
| Sells To | B2B, B2G | B2B | Banks and financial institutions | |
| Pricing Model | Subscription | — | B2B | |
| Ownership | — | Private equity-backed | Private |
Provider
Founded —
Sells To B2B, B2G
Pricing Model Subscription
Ownership —
Provider
Founded —
Sells To B2B
Pricing Model —
Ownership Private equity-backed
Founded 1995
Sells To Banks and financial institutions
Pricing Model B2B
Ownership Private
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