Sezzle Pay in 4 lets shoppers split purchases into flexible Pay in 4, Pay in 5, or monthly plans.
Sezzle Pay in 4 is the consumer buy now, pay later service from Sezzle Inc for online and in-store purchases. Shoppers choose four payments over six weeks, five payments over eight weeks, or monthly payments for larger purchases, all managed in the Sezzle app.
Shoppers use virtual cards anywhere Visa is accepted, earn access to premium brands with Sezzle Premium, and track plans with reminders, while merchants offer Sezzle checkout to reach flexible-payment shoppers.
| Attribute | Sezzle Pay in 4 | Afterpay Pay Over Time | Klarna Pay in 4 | Zip Pay in 4 | |
|---|---|---|---|---|---|
| Provider |  |  |  |  | |
| Founded | 2016 | 2014 | 2005 | — | |
| Sells To | Consumers, Ecommerce sellers, SMB | — | Enterprises, Individuals | — | |
| Pricing Model | Subscription, Transactional Commission | — | Transactional Commission | — | |
| Ownership | Public, Venture-backed | — | Public | — |
Provider
Founded 2016
Sells To Consumers, Ecommerce sellers, SMB
Pricing Model Subscription, Transactional Commission
Ownership Public, Venture-backed
Provider
Founded 2014
Sells To —
Pricing Model —
Ownership —
Provider
Founded 2005
Sells To Enterprises, Individuals
Pricing Model Transactional Commission
Ownership Public
Founded —
Sells To —
Pricing Model —
Ownership —
Affirm Pay Over Time lets shoppers split purchases into interest-free Pay in 4 payments or monthly plans.
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PayPal Pay Later offers installment payment options for online shoppers and merchants.
Afterpay for Business lets merchants accept Pay in 4 and monthly installments online, in-store, and in-app.
Klarna Pay Later lets shoppers defer purchases while merchants offer flexible checkout financing.
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Embedded B2B buy-now-pay-later financing that lets approved buyers defer payment while merchants are paid upfront.
Affirm for Merchants lets retailers offer flexible pay-over-time options that lift conversion and order values.
Klarna for Business lets merchants offer flexible payment options online and in-store with upfront settlement.
Business bill-payment financing feature that pays vendors upfront while customers repay over time.
Cashea BNPL is a buy-now-pay-later service offering interest-free installment credit to Venezuelan consumers.
Affirm Pay Over Time lets shoppers split purchases into interest-free Pay in 4 payments or monthly plans.
Zilch Buy Now Pay Later lets shoppers split purchases, earn rewards, and access early wages.
Afterpay is a buy now, pay later platform enabling customers to pay in installments.
PayPal Pay Later offers installment payment options for online shoppers and merchants.
Afterpay for Business lets merchants accept Pay in 4 and monthly installments online, in-store, and in-app.
Klarna Pay Later lets shoppers defer purchases while merchants offer flexible checkout financing.
Book flights with a fraction upfront and pay the rest in installments.
Embedded B2B buy-now-pay-later financing that lets approved buyers defer payment while merchants are paid upfront.
Affirm for Merchants lets retailers offer flexible pay-over-time options that lift conversion and order values.
Klarna for Business lets merchants offer flexible payment options online and in-store with upfront settlement.
Business bill-payment financing feature that pays vendors upfront while customers repay over time.
Cashea BNPL is a buy-now-pay-later service offering interest-free installment credit to Venezuelan consumers.
