Dwolla Standard ACH
Provider 
Founded 2008
Sells To —
Pricing Model —
Ownership Venture-backed

Dwolla Standard ACH moves US bank payments over the ACH network through a documented API with sandbox and webhooks.
Dwolla Standard ACH is a US bank-transfer service that moves money over the ACH network with a documented API, sandbox environment, and webhooks for transfer status. Businesses use it to collect and disburse funds by integrating bank transfers directly into their own products.
It competes with card processors and other payment APIs by pricing ACH transfers per transaction rather than as a share of the amount. The position rests on a developer-first transfer platform that keeps bank payments and their status inside one integration.
| Attribute | Dwolla Standard ACH | Stripe ACH Direct Debit | |
|---|---|---|---|
| Provider | |||
| Founded | 2008 | 2010 | |
| Sells To | — | Enterprises, SMB | |
| Pricing Model | — | Recurring, Transactional, Usage-based | |
| Ownership | Venture-backed | Private equity-backed, Venture-backed |
Provider 
Founded 2008
Sells To —
Pricing Model —
Ownership Venture-backed
Provider 
Founded 2010
Sells To Enterprises, SMB
Pricing Model Recurring, Transactional, Usage-based
Ownership Private equity-backed, Venture-backed


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GoCardless ACH Pull automatically collects payments from customer bank accounts over the ACH network for US merchants.

Plaid Transfer initiates ACH payments with built-in risk scoring.

ACH account verification service providing instant account validation for payment and lending workflows.
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Payout API letting platforms send instant payments to users over ACH, RTP, FedNow, and wallet rails.

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Mass-payout API for businesses sending programmatic payments to vendors, contractors, and partners over ACH, RTP, and FedNow.

Pay-by-bank service letting US businesses accept direct account-to-account bank payments at checkout with guaranteed settlement.

TrueACH screens ACH transactions in real time to stop fraudulent debits and account-drain attempts.

Bank-payment service using open-banking account-to-account transfers as a lower-cost alternative to cards with same-day settlement.

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Consumer remittance service with transparent rates and local bank and mobile-money delivery.
