US bank-debit payment service letting businesses accept account-to-account ACH payments at lower cost than card acceptance.
Stripe ACH Direct Debit is Stripe's service for accepting US bank-account payments. Businesses collect ACH debits from customers at checkout or through invoices, with Stripe handling authorization, verification, retries, and settlement.
The service includes instant verification through Stripe Financial Connections, webhook-driven payment states, and built-in dispute and return handling, letting merchants move card-sensitive volume to lower-cost bank debits inside the Stripe stack.
| Attribute | Stripe ACH Direct Debit | Dwolla Standard ACH | GoCardless ACH Pull | Pay | |
|---|---|---|---|---|---|
| Provider | |  |  |  | |
| Founded | 2010 | 2008 | 2011 | 2017 | |
| Sells To | Enterprises, SMB | — | Enterprise, Small Business | — | |
| Pricing Model | Recurring, Transactional, Usage-based | — | Recurring, Transactional | — | |
| Ownership | Private equity-backed, Venture-backed | Venture-backed | Equity, Venture-backed | Venture-backed |
Provider
Founded 2010
Sells To Enterprises, SMB
Pricing Model Recurring, Transactional, Usage-based
Ownership Private equity-backed, Venture-backed
Provider
Founded 2008
Sells To —
Pricing Model —
Ownership Venture-backed
Provider
Founded 2011
Sells To Enterprise, Small Business
Pricing Model Recurring, Transactional
Ownership Equity, Venture-backed
Provider
Founded 2017
Sells To —
Pricing Model —
Ownership Venture-backed
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