GoCardless ACH Pull automatically collects payments from customer bank accounts over the ACH network for US merchants.
GoCardless ACH Pull is a US bank-debit service that automatically pulls payments from customer bank accounts over the ACH network, covering recurring and one-off billing without card networks. Merchants authorize a mandate and GoCardless collects the amount owed directly from the payer account on the agreed schedule.
It competes with card and invoice collection by debiting bank accounts rather than charging cards, which suits subscription merchants seeking lower payment costs. The position rests on one recurring-collections platform that keeps bank-debit mandates and payment status in a single API.
| Attribute | GoCardless ACH Pull | Stripe ACH Direct Debit | |
|---|---|---|---|
| Provider | |  | |
| Founded | 2011 | 2010 | |
| Sells To | Enterprise, Small Business | Enterprises, SMB | |
| Pricing Model | Recurring, Transactional | Recurring, Transactional, Usage-based | |
| Ownership | Equity, Venture-backed | Private equity-backed, Venture-backed |
Provider
Founded 2011
Sells To Enterprise, Small Business
Pricing Model Recurring, Transactional
Ownership Equity, Venture-backed
Provider
Founded 2010
Sells To Enterprises, SMB
Pricing Model Recurring, Transactional, Usage-based
Ownership Private equity-backed, Venture-backed
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