Highnote offers Credit
Product
Credit platform enables businesses to launch configurable card and lending programs.
- Currently Offered
Credit platform enables businesses to launch configurable card and lending programs.
Highnote Credit enables businesses to launch and manage consumer and commercial credit programs on its card and payments platform. Capabilities include credit and charge card issuance, loan servicing, billing statements, automatic payments, account monitoring, credit controls, and receivables management.
Businesses configure program decisioning, spending limits, repayment terms, and customer experiences through Highnote's APIs. Credit operations share the platform's ledger, testing tools, and integrations with issuing and payment acceptance.
A lending platform using artificial intelligence to assess credit risk and originate loans.
Fortiva Retail Credit provides point-of-sale financing solutions for merchants.
Card issuance infrastructure platform enabling businesses to create, manage, and distribute virtual and physical payment cards.
Cloud-native issuer processing for debit, credit, prepaid, and virtual cards.
Nova Credit helps immigrants translate international credit history for U.S. lenders.
Virtual dollar corporate cards for secure business spending and expense management.
Plaid connects applications to consumer and business financial account data. The product serves business customers through a hosted software platform.
Holistic credit decisioning product leveraging alternative data for cash flow visibility, normalized income, and asset verification.
A digital debt collection platform that engages consumers through personalized communication.
Free credit monitoring and score tracking tool available to all consumers.
Flutterwave Issuing issues virtual and physical cards with a business spend management platform.
Credit score enhancement product allowing consumers to add positive payment history to their credit profile.
Decision-intelligence platform combining deposit, lending, and product analytics for financial institutions.
Self credit builder product offering loans and secured cards.
Card issuing platform for credit, debit, prepaid, and virtual cards.
Visa card issuance program with virtual and physical cards for businesses.
A lending platform using artificial intelligence to assess credit risk and originate loans.
Fortiva Retail Credit provides point-of-sale financing solutions for merchants.
CredFloat is CredFlow's MSME finance-operations platform for receivables automation, accounting access, and cash-flow insights.
Card issuance infrastructure platform enabling businesses to create, manage, and distribute virtual and physical payment cards.
Cloud-native issuer processing for debit, credit, prepaid, and virtual cards.
Card issuing platform for building virtual and physical card programs.
Nova Credit helps immigrants translate international credit history for U.S. lenders.
Virtual dollar corporate cards for secure business spending and expense management.
Unsecured credit card with low APR and flexible credit limits.
Plaid connects applications to consumer and business financial account data. The product serves business customers through a hosted software platform.
Chime Credit Builder is a secured credit card for building credit.
Holistic credit decisioning product leveraging alternative data for cash flow visibility, normalized income, and asset verification.
A digital debt collection platform that engages consumers through personalized communication.
Free credit monitoring and score tracking tool available to all consumers.
Flutterwave Issuing issues virtual and physical cards with a business spend management platform.
Credit score enhancement product allowing consumers to add positive payment history to their credit profile.
Decision-intelligence platform combining deposit, lending, and product analytics for financial institutions.